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JAN 19, 2014 - Business Insider

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I Stopped Using Regular Banks For Two Weeks — And I'm Never Going Back

I spent the first two weeks of this month ignoring my conventional Capital One checking account. Instead, I did all my banking through a company called Simple. Before we get into what Simple is, let's be clear on what it is not. Although Simple is designed to replace your bank (and does so quite well, I argue), it's not a proper bank itself. Your money sits in FDIC-insured accounts maintained by Simple's banking partners, but this is distinctly separate from what Simple really is — a company that provides free tools for checking your balance, depositing checks, tagging and ... Read More

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