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FEB 04, 2013 - Inc Magazine

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Need a Bank Loan? 5 Things You Need to Know First

Here are five tips to help you figure out if you're a good candidate for financing.When it comes to starting a business, there is an incredible amount of folklore about whether or not it’s possible without bank financing. Of course, you can go either route. If you end up not being able to bootstrap, here's what you need to know before sitting down with the bank. Go with the (cash) flow.If you want to get a loan, you have to prove consistency of cash flow. Ask yourself: Is my business cash flow positive? Am I profitable every month? Have I been profitable for one or two years, minimum? ... Read More

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