Federal and state regulators are examining the role of banks in online payday loans, a report in the New York Times said. The probe could involve some of the largest banks in the Tampa Bay area, including Bank of America and Wells Fargo & Co., the Times reported, citing sources with knowledge of the matter. The banks don’t make the loans, but allow Internet-based lenders to withdraw payments automatically from borrowers’ bank accounts. The lenders make short-term loans with interest rates…